As soon as someone is involved in a car accident, they are immediately covered with health insurance for accident related injuries. If you are driving a car or a passenger in a car, the car which you are in will cover the medical bills.
If you are a pedestrian or a bicyclist and struck by a car, the car which hits you covers the medical bills. It does not matter who is at fault for the accident. This is why these benefits are called No-Fault benefits.
An application for No-Fault benefits must be filed within 30 days of the motor vehicle accident. This is why it is so important to contact Morgan Levine as soon as possible after an accident.
Not only do No-Fault benefits cover accident related medical bills, they also cover a portion of your lost wages if you are out of work following an accident due to your injuries. No-Fault benefits also cover certain transportation costs to and from medical providers, household cleaning services and other benefits.
If you already have private health insurance before the accident and you are involved in a car accident, the No-Fault insurance becomes primary and your private health insurance becomes secondary. This is why it is important to have a claim set up as early as possible with the No-Fault insurance carrier. Most doctors will only treat patients with proper medical insurance following an accident.
Contact Morgan Levine for a free initial consultation with one of our No Fault Insurance Benefit Lawyers in NY at 212-785-5115, 646-480-1798 or contact us online.