Motor vehicle accidents can lead to some very serious injuries. With the frantic manner that many drivers take to the road in New York, it is easy to think that you will be involved in an accident on any given day.
If you are involved in a crash and suffer an injury, such as a spinal cord injury or broken bone, you might find that your road to recovery is going to be a long one. Throughout the course of the recovery, you are going to need to be able to cover normal life expenses, as well as expenses incurred because of the injury. Here are five questions to ask yourself if you are considering seeking compensation:
#1: What was at fault for the accident?
The question of fault is sometimes easy to answer. If you are rear-ended, the person at fault is more than likely going to be the person who slammed into you. If a person runs a red light or stop sign, that person is likely to blame for the accident. Other accidents, such as t-bone crashes and other accidents might not be so easy to determine who was at fault. An in depth look at what happened can usually uncover who was at fault.
#2: Who can be held liable for the damages?
You have to determine who is liable for the damages caused in the accident. Often, it comes down to which driver was negligent. There are some cases when other parties besides the other driver might be liable for the damages that you incur because of the crash. An employer, if the vehicle was a business vehicle, or the driver’s insurance company are two possible parties that might be held liable for a crash.
#3: What damages did I incur?
You might automatically think about the damage to your vehicle and the medical bills you have received. These aren’t the only possible damages. You might also incur damages for the money didn’t earn when you had to miss work. You might also have other damages, so explore all the possibilities.
#4: What future damages will occur?
You can’t think only about the damages that have already occurred. You also have to think about what damages you might incur in the future. Catastrophic injuries might lead to lifelong care costs. You should try to determine what these future damages will be so you can include this in a claim for compensation.
#5: How will I seek compensation?
You might choose to turn to the insurance company for things like damage to your vehicle. You might decide that you are going to seek compensation through the civil court system if your damages are more than what the insurance policy will pay out.
Source: Nov. 30, -0001